(3 mins.) There are certain strategies that MUST happen before the end of the year, otherwise you lose out on the advantages. Issues such as 401(k) contributions, charitable giving, Loan Out strategies, tax loss harvesting, and tax bracket maneuvers should be considered before the end of the year.

(5 mins.) Most creatives fall into one of three categories when it comes to spending money. The first is to hoard as much of it as possible…