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  • Financial Lingo Explained: What is a Financial Product?
    11/14/24

    Financial Lingo Explained: What is a Financial Product?

    (1:35 min) Welcome to Finance Lingo Explained. Finance lingo can be annoying and confusing. Greg Vojtanek, CFP® breaks down some often-used words and phrases of the Financial Industry into easy-to-understand terms. It doesn't have to be hard. This video explains Financial Products.

  • Finance Lingo Explained: Assets
    10/31/24

    Finance Lingo Explained: Assets

    (1:15 min) Welcome to Finance Lingo Explained. Finance lingo can be annoying and confusing. Greg Vojtanek, CFP® breaks down some often-used words and phrases of the Financial Industry into easy-to-understand terms. It doesn't have to be hard. This video explains the word Assets.

  • Finance Lingo Explained: Marginal versus Effective Tax Rates
    10/17/24

    Finance Lingo Explained: Marginal versus Effective Tax Rates

    (1:55 mins) Finance lingo can be annoying and confusing. I break down some often-used words and phrases of the Financial Industry into easy-to-understand terms. It doesn't have to be this hard. This video talks about Marginal Tax Rates and Effective Tax Rates.

  • Part 5   What To Do During A Recession or Market Pullback (Tax Planning)
    10/3/24

    Part 5 What To Do During A Recession or Market Pullback (Tax Planning)

    (1:58 min) When the stock market pulls back (not if, but when) or we're experiencing a recession, there are steps we can take to help us through these moments. The final part of this five-part series covers Tax Planning.

  • Part 4 - What To Do During A Recession or Market Pullback (Debt)
    9/19/24

    Part 4 - What To Do During A Recession or Market Pullback (Debt)

    (1:56 min) When the stock market pulls back (not if, but when) or we're experiencing a recession, there are steps we can take to help us through these moments. Part four of this series covers Debts.

  • Part 3 -  What To Do During A Recession or Market Pullback (Investments)
    9/5/24

    Part 3 - What To Do During A Recession or Market Pullback (Investments)

    (2:03 min) When the stock market pulls back (not if, but when) or we're experiencing a recession, there are steps we can take to help us through these moments. Part three of this series covers Investments.

  • Part 2 -  What To Do During a Recession or Market Pullback (Employment and Retirement)
    8/22/24

    Part 2 - What To Do During a Recession or Market Pullback (Employment and Retirement)

    (1:57 min) When the stock market pulls back (not if, but when) or we're experiencing a recession, there are steps we can take to help us through these moments. Part two of this series covers Employment and Nearing Retirement.

  • Part 1 - What To Do During A Recession or Market Pullback (Budgeting and Emergency Fund)
    8/8/24

    Part 1 - What To Do During A Recession or Market Pullback (Budgeting and Emergency Fund)

    (1:56 min) When the stock market pulls back (not if, but when) or we're experiencing a recession, there are steps we can take to help us through these moments. Part one of this series covers Budgeting & Cash Flow along with an Emergency Fund.

  • Can I Contribute to My Roth IRA?
    7/25/24

    Can I Contribute to My Roth IRA?

    (1:35 min) Did you know that you may not be able to add to your Roth IRA? As with many financial decisions, check to see if there are certain rules you must follow first. Find out if you even qualify to make a contribution to your Roth IRA this year by checking out three main rules: 1) Earned Income 2) Traditional IRA Contributions and 3) Income Limits.

  • What is NOT Covered in your Homeowner's Insurance Policy?
    7/11/24

    What is NOT Covered in your Homeowner's Insurance Policy?

    (1:18 min) There are EXCLUSIONS in your Homeowner's Insurance Policy. Your pets, for example, are usually not covered. If you have rental property, then your personal property that is stored there, along with the renter's property, would not be covered by your policy. Here are some of the most common exclusions.

  • What Damages are Covered by your Homeowners Insurance Policy?
    6/27/24

    What Damages are Covered by your Homeowners Insurance Policy?

    (1:36 min) Do you know EXACTLY what is covered under your Homeowner's Insurance Policy? If you think you know, but end up being wrong, it could be catastrophic. Look for your coverage under Perils. They would be Basic Perils, Broad Perils, and Open Perils. They all cover different things and it's spelled out in your policy.

  • What Does Your Auto Insurance Cover?
    6/13/24

    What Does Your Auto Insurance Cover?

    (1:38 min) Do you know exactly who, what, and how much is covered on your auto insurance policy? Bodily injury to you, your family members, and other passengers are covered, even if YOU aren’t the one driving. But you are also covered if you’re a pedestrian on a sidewalk.

  • Using Your Car For Your Loan Out Company or Side-Gig
    • 5/30/24

    Using Your Car For Your Loan Out Company or Side-Gig

    (1:16 min) If you have incorporated yourself with a Loan Out company or S-Corp, or if you have a side gig, there is something very important regarding your auto insurance policy that you should know. Specifically, to qualify as a Personal Auto Policy, your car cannot be owned by your corporation.

  • Disability Insurance Challenges for Screenwriters and Directors
    5/16/24

    Disability Insurance Challenges for Screenwriters and Directors

    (1:56 min) Screenwriters and Directors face unique challenges when it comes to Disability Insurance. An Insurance Broker once said, "That's an uninsurable occupation, good luck." But that's not true. Here’s why it’s so important, as well as a few things to look out for when shopping around for Disability Insurance.

  • Biases When Investing
    5/2/24

    Biases When Investing

    (1:57 min) Even the investing world has biases. In fact, you have them too whether you know it or not. Once we’re aware of our biases, we can have more control of our returns on investments. In this short video, I discuss three common biases that I see when it comes to investing our money: 1) Anchoring 2) Confirmation bias and 3) Attachment.

  • Pros and Cons to Incorporating Yourself
    • 4/18/24

    Pros and Cons to Incorporating Yourself

    (1:55 min.) If you're thinking about incorporating yourself, then consider these four pros and three cons before doing so. Some refer to this as a Loan-out company, or having my own S-Corp. Whatever you call it, I hope you find these tips helpful.

  • Risks of Not Investing
    4/4/24

    Risks of Not Investing

    (1:40 min) There are a multitude of risks associated with investing your money. But have you thought about the risks you're taking by NOT investing? Here are two important risks to consider if you decide to leave your money on the sidelines.

  • fee only financial planner burbank writers directors.png
    3/21/24

    Where to Put Your Emergency Fund

    (1.5 mins) Now you have, or are contributing to, an Emergency Fund. Congratulations! But where should you stash this money? If you think a High-Yield Savings Account is the answer, think again. There are other options that may better suit your needs.

  • Fee only financial planner burbank writers directors.png
    3/7/24

    One Piece of Advice

    (2 mins) Usually when I talk to screenwriters and directors they want to know if I have any advice I can give. It’s rare that one piece of advice could cover just about every screenwriter or director I run into but this is pretty close.

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    2/22/24

    When To Hire a Financial Planner

    (1 min) If you’re wondering when is a good time to hire a financial planner then here is one piece of advice that should help you make that decision. It’s actually a quick story from a client.

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    • 2/8/24

    Paying Yourself as a Loan-out Company

    (1:45 min) If you have your own Loan-out (S-Corp) company then the topic of Payroll has come up. A few tips to paying yourself are 1) hire a bookkeeping and payroll service 2) consistent duration 3) inconsistent amounts are fine 4) taxes 5) leftovers are okay too!

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    1/25/24

    Buying -vs- Leasing a Car

    (1.5 mins) Hot on the heels of “Buying -vs- Renting a Home” comes its cousin: Buying -vs- Leasing a Car. A couple of things not discussed are 1) credit rating and 2) Loan-out expenses. But a few other considerations to think about if you’re not sure if you should buy or lease a car are: 3) do you like a new car? 4) safety and technology 5) repairs and maintenance 6) miles per year 7) customization 8) monthly payments.

  • fee only financial planner burbank writers directors.png
    1/11/24

    Buying -vs- Renting a Home

    (1:43 min) Are you thinking about buying a home instead of renting? Take into consideration some aspects such as: 1) how long will you stay 2) gross income compared to expenses 3) increase or decrease in value 4) landlords 5) geographic flexibility 6) maintenance costs.

  • financial planner burbank screenwriters directors.png
    1/2/24

    Four Reasons To Start Investing

    (3.5 mins) A common question is “why should I bother investing?” or some variation. Some reasons are: 1) Tax advantages 2) Compounding growth 3) For your future self 4) You can have it both ways. Not all investments are treated equally so seek a professional before making these decisions.

  • Piggy bank on a car Part 2.png
    12/14/23

    Part 2 - Where Should My Next Dollar Go?

    (1:52 min) Eight options to place your next dollar are 1) Emergency Fund 2) Pay off high-interest debt 3) Increase insurance coverage 4) 401(k) 5) IRA 6) HSA 7) 529 Plan and 8) Safer assets.

  • fee only financial planner for screenwriters directors.png
    11/30/23

    Part 1 - Where Should My Next Dollar Go?

    (1:21 min) Four things to consider before answering the question Where Should My Next Dollar Go? are 1) Emergency Fund 2) High Interest Debt 3) Insurance 4) Financially solvent.

  • fee only financial planner for screenwriters-1 copy instagram.png
    11/17/23

    4 Tips For Loan Out S-Corps

    (3:47 mins) If you have your own Loan Out company (A.K.A. incorporated yourself) with an S-Corp then here are four helpful tips to consider. Since you’re a small business owner there are certain issues you have to think about.

  • I dont discuss retirement.png
    10/31/23

    I Don't Discuss Retirement

    (3:26 mins) If I talk about retirement right away with a client they may fire me. Yes retirement is important to plan for, and it’s something I do with my clients. But there’s a reason why I don’t talk about it at first and may not discuss retirement until many meetings down the road.

  • fee only financial planner for screenwriters.jpeg
    8/11/23

    You Just Sold a Script... Now What?

    (1:39 mins) There are many things to consider when you finally sell your first script or land your dream job. For example, are you able to save more? What about the tax consequences?

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